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Business finance for growing UK businesses

Fund your growth.
Up to £2M.

Business loans, invoice and asset finance, and the government-backed Growth Guarantee Scheme. One free 60-second review, matched to suitable lenders on our panel.

  • Free 60-second review
  • No credit check to start
  • Free, no obligation
Government-backed Available now

Growth Guarantee Scheme

Run by the British Business Bank and offered through accredited lenders.

£2Mmaximum per business group
70%government guarantee to the lender
6 yrsterm loans and asset finance, with up to 10 years being introduced
  • Term loans, overdrafts, asset and invoice finance
  • For UK businesses with turnover up to £45M (rising to £54M)
  • Your home can't be taken as security under the scheme
Check if you could qualify

You remain 100% liable for the debt. Approval, rates and any personal guarantee are decided by the lender. Source: GOV.UK and British Business Bank, October 2026.

170+
Partners on our panel
2,400+
Businesses served*
£18M+
Funding arranged through partners*
10–15%
Typical bill saving*

*Past results, shown for illustration only. They don't guarantee what you will achieve. Savings depend on your usage, current contract and market prices at the time.

Some of the partners on our panel

  • iwoca
  • YouLend
  • British Gas
  • Teya
Funding growth planner

See how funding could grow your business

Three quick questions. See where your turnover could be in five years with the right funding behind you.

Your turnover in 5 years with funding£0£0 without
Extra sales over 5 years£0from putting the funding to work
With fundingWithout funding
Get my free 60-second review for £100,000

Assumption: each £1 of funding brings in 50p of extra sales a year, growing at the rate you set. This is an illustration, not a forecast or an offer of finance. Sales aren't the same as profit. Lenders decide approval, rates and terms after their own checks.

Your growth plan

Turn today's bills into tomorrow's growth

Roughly what was your last monthly bill? Pop in what you remember. We'll show what it could drop to, and the growth fund that adds up to.

£
£
£
£

All amounts are per month. A rough figure is fine.

You could save each month£0
Each year£0
Your 3-year growth fund£0
Get my free 60-second review

This is an assumption: we've applied a 10–15% saving to each bill, based on savings our current customers have seen. It isn't a quote. Your actual saving depends on your usage, your current contracts and partner prices on the day.

What you get here, free

Everything your business needs to grow

Funding first, then the costs that hold you back. Using our service costs you nothing. Here's what's included with each one.

Business Finance

Funding from £10,000 to £2M to hire, expand, buy equipment or steady cash flow, including the government-backed Growth Guarantee Scheme.

Lender decisions can take from a few days to a few weeks. Start before you need the money, not after.

Check my funding options

What you get here, free of charge

  • Loans from £10,000 to £2M, secured and unsecured
  • Growth Guarantee Scheme: government-backed finance up to £2M through accredited lenders
  • Specialist and alternative lenders, not just banks
  • Options for businesses a bank has turned down
  • Invoice finance to unlock cash from unpaid invoices
  • Asset finance for equipment, vehicles and machinery
  • Merchant cash advance repaid from card takings
  • No credit check to start; lenders only check if you go ahead
  • Total cost, fees and any personal guarantee made clear
  • One enquiry, matched to suitable lenders on our panel

All finance is subject to the lender's checks and approval. Growth Guarantee Scheme lenders get a 70% government guarantee, but you remain 100% liable for the debt. Some finance needs a personal guarantee or security, which could be at risk if you don't keep up repayments.

Energy & Utilities

Lower running costs, so more of your money goes into growth.

Prices move every day, and many suppliers let you agree your next contract months before the current one ends. Waiting can mean expensive out-of-contract rates.

Check energy rates

What you get here, free of charge

  • Free comparison of electricity and gas tariffs from our supplier panel
  • Fixed and flexible contracts explained side by side
  • Our commission shown in pence per kWh before you agree
  • Your contract end date and notice period checked for you
  • Help avoiding costly out-of-contract and deemed rates
  • Switch paperwork and supplier contact handled for you
  • Broadband, phone and leased line comparisons
  • Business water and waste reviews
  • Smart and half-hourly meter guidance
  • Reminders well before your next renewal

Our commission is usually included in your unit rate or standing charge. We tell you the amount in writing before you agree.

Business Insurance

Protect what you've built while you focus on growing it.

Start comparing 3 to 4 weeks before renewal, so your cover never lapses and you aren't rushed into the first price.

Get insurance quotes

What you get here, free of charge

  • Public liability, employers' liability and professional indemnity
  • Cyber cover for data breaches and ransomware
  • Key person cover if you lose someone vital
  • Buildings, contents and stock cover
  • Introductions to specialist insurers and brokers
  • Cover matched to your trade and turnover
  • Exclusions, excesses and limits explained up front
  • Renewal reminders so cover never lapses
  • Support at claim time
  • Free, no-obligation quotes

Our insurance partners assess your needs, give any advice, arrange your policy and handle claims with the insurer.

Payment Solutions

Take payments easily and keep more of every sale.

Card fees come out of every sale, every day. The sooner you check your rates, the sooner you stop overpaying.

Compare card rates

What you get here, free of charge

  • Card machines: countertop, portable and tap-to-pay
  • Transaction fees compared side by side
  • Terminal rental and contract length shown up front
  • Pay-as-you-go options for lower volumes
  • Lower-rate contracts for higher volumes
  • Till and POS systems for retail and hospitality
  • Online payment gateways for your website and invoices
  • Early termination fees checked before you switch
  • Help moving from your current provider
  • Free review of what you pay today

Transaction fees, terminal rental, contract length and exit fees are set by the payment provider. We make sure you see them before you sign.

Business Consulting

A clear plan to grow revenue, sales and profit.

Growth plans work best before the busy season, not during it. Book your free conversation now.

Book a free conversation

What you get here. Your first conversation is free

  • Free first conversation, no obligation
  • Growth strategy with clear milestones
  • A sales process that fills your pipeline
  • Website, SEO and social media plan
  • Paid advertising strategy
  • Cash flow review and forecasting
  • Pricing review
  • Introductions to experienced UK consultants
  • Scope, fees and deliverables agreed in writing first
  • A joined-up view with your energy, finance and insurance costs

Scope, fees and deliverables are agreed in writing with the consultant before work starts. No one can guarantee growth results.

Solar & Heat Pumps

Generate your own power and cut long-term energy costs.

Every month without solar is another month buying all your electricity from the grid at today's prices. A free survey tells you what your roof could do.

Book a free survey

What you get here, free of charge

  • MCS-certified installers only
  • Free survey and written quote
  • Solar PV for homes and commercial roofs
  • Battery storage to use your solar power later
  • Air source and ground source heat pumps
  • EV chargers for staff, customers and fleet
  • Insulation through the same installer network
  • Savings estimates from your survey, using the MCS method
  • Clear written quote: price, deposit and payment stages
  • 14-day cancellation for household customers

Installed by independent MCS-certified installers under their own contract with you. Savings and generation figures are estimates and depend on your roof, shading and energy use.

Reviews

What our clients say

Real reviews from our customers on Trustpilot.

They are quick and very good in response

They are quick and very good in response. Good broker for exceptional low rate quotes. Definitely recommended
Syed Shifatul Islam1 October 2026 · Read on Trustpilot

I have two restaurants

I have two restaurants and was increasingly unhappy with what I was paying for my energy. I was referred to Serving Foxes, and I’m really glad I got in touch with them.

They not only found me a cost-saving solution, but also guided me through the entire process and made everything straightforward and easy to understand. They took the time to understand my business and explain the options rather than simply trying to sell me a tariff.

The whole experience was professional, transparent and hassle-free. I’ve already recommended Serving Foxes to other business owners and would definitely use them again.
Muhammad Abubakar Mourige1 October 2026 · Read on Trustpilot

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